Fintech Software Development Company
Trusted by
Solve real problems and empower product-led growth
AI-powered development and analytics
Security, ongoing compliance, and fraud prevention
Human-centered design for product-led growth
Embedded finance software development
Integrate financial and banking services into products that people use daily. From selling insurance in real estate marketplaces and healthcare apps to ‘buy now, pay later’ options in e-commerce stores, embedded finance is adding value across industries and niches.
Mobile banking app development
Meet the growing demand for remote banking services by building an application that lives up to customers’ expectations. We help neobanks and traditional institutions innovate to raise customer satisfaction.
Insurance software development
Allow insurance agents track commissions, manage tasks, process claims, do reporting, create invoices, make payments, and automate other administrative tasks using cloud-based solutions or mobile apps.
P2P lending software development
Build and launch a peer-to-peer lending or debt crowdfunding platform that automatically matches borrowers with investors. Our fintech development services help you build robust risk assessment functionality to make accurate credit decisions.
High-frequency trading software development
Enable users to identify profitable opportunities and place trades to generate profits fast. We develop financial software for crypto and stock trading, making it possible for the information flow to move in real time.
Mobile payment app development
Optimize splitting bills, sending remittances, exchanging foreign currency, and transferring money across borders. We build mobile payment apps with wallet features that make sending and receiving money quick and easy.
Personal finance app development
Develop a budgeting app that helps people manage their finances, track spendings, and provides useful tips on how to manage money better. MindK creates personal finance apps that link all the user’s bank accounts together.
Investing app development
Create a platform that helps people get into investing. We design and develop user-friendly applications that offer a variety of affordable funds to invest in, trade, and stay updated on the market trends.
Wealth management software development
Provide a solution for advisory firms that supports every step of the investment management process. Our fintech application development company makes robo-advisors and financial planning platforms that consolidate data and facilitate decision-making.
Overcome key challenges in fintech app development
Fintech isn't the easiest industry to target. But with a trusted fintech software development company, you can overcome its major technical challenges.
- Regulatory compliance
- Sensitive data protection
- AI development & integration
- High-speed data processing
- Advanced analytics and risk management
- Blockchain-based fintech
- Engaging customer experience
- Continuous delivery & automation
- FinOps and cloud cost optimization
- Open Banking API integration
Case studies in fintech software development
Pension and insurance consulting for 300K+ users
Innmeldt is an insurance consulting agency that works with the human resource departments of top Norwegian companies. They needed a platform that automates calculations for one of the most complicated pension systems in the world, allowing Innmeldt to better serve more customers.
We helped legacy consultants adopt the B2B2C SaaS business model with a modern web application. It allows Innmeldt's customers to see the exact amount of retirement and insurance payments. The web portal can be customized for each company Inmeldt works with. It runs on top of a custom management system that we integrated with Aksio and Norsk Pensjon insurance systems for up-to-date data. This solution allowed Innmeldt to onboard 13 enterprise clients with 300,000+ individual users.
Designing an energy trading platform
Our client is a Swiss-based energy trading marketplace that turns LNG & H2 into tradable and hedgeable commodities and offers real-time physical and financial trading, risk management, portfolio optimization, price discovery, and market analytics.
We helped our client design its trading platform. Some of the major functionalities we designed include a tender creation wizard and a dashboard that provides a quick overview of available trading options and market analytics.
What
our
clients
say
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Alexander Radchenko
CEO, Radenia AG,
SwitzerlandTransparency and focus
on business value«I've been working with multiple IT services providers for more than two decades and what sets MindK team apart is transparency, focus on business value and quality of the services provided.»
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Fintech Firm
Head of Talent Acquisition, Yokoy
SwitzerlandThere were no issues whatsoever
We're a FinTech Scale-up from Switzerland, with over 250 employees operating in Europe. We shortlisted a few vendors, however, MindKs approach was very fast, very professional and we received the exact right profiles that we were looking for. The workflow was very effective, the communication went very well and all deadlines were met.
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Zaheer Mohiuddin
Co-Founder, Levels.fyi
USA This isn't your typical outsourcing shop
«MindK goes beyond the bare minimum of delivering a project, they actively work with you to ensure the project is the best work it can possibly be. The quality of work and the interactions with the team felt akin to anyone that I've worked within the Bay Area in technology.»
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Emilie Lindqvist
CEO, Juvo,
NorwayAdmirable degree
of involvement«MindK consistently shows a degree of involvement in the project that is admirable. We all feel like one team.»
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Philip Yancey
Partner at Converze Media,
USA A reliable partner
«I appreciate how MindK was able to build such a platform from conference calls, emails and basically a wish list of what our company wanted and needed automated to make Converze a more efficient and effective player in our space.»
Why MindK
Start fintech software development with MindK
Let us know about your challenges and within 24 hours
we'll schedule a free consultation with our CEO.
Frequently Asked Questions
- How do you handle scaling and performance as the user base grows?
Scaling is key in fintech software development due to high transaction volumes and real-time data processing. Our systems are often designed using microservices architecture, so individual components can scale independently. This minimizes bottlenecks and load distribution.
Cloud infrastructure allows adjusting resources on the fly and guarantees smooth performance during peak demand. Performance testing and load balancing also play a big role in keeping the system reliable and fast as the user base grows.
- What fintech regulations do you follow in different regions?
We incorporate a comprehensive legal and regulatory review in the initial phases of fintech product development. The team ensures software complies with standards like PCI-DSS for payment security, GDPR for data privacy in EU and CCPA for data protection in California.
We also integrate KYC (Know Your Customer) and AML (Anti-Money Laundering) protocols to meet global regulatory requirements. The last element is working with legal experts to ensure software follows fintech compliance regulations across multiple jurisdictions.
- How do you ensure data privacy and protection during development?
We have a multi-layered security approach that includes data encryption, secure API development, and strict access controls. Security is integrated from the early stages of fintech software development, following principles like the Secure Software Development Lifecycle (SSDLC).
Regular security audits, vulnerability scanning, and penetration testing identify and resolve security gaps. We ensure sensitive financial data is protected both in transit and at rest, following best practices in cybersecurity.
- How do you integrate with existing financial systems?
Integration is a challenge in fintech due to legacy systems. We do a thorough system audit to understand the existing infrastructure and identify integration points. We use middleware solutions and APIs to ensure seamless data exchange between old and new systems. This minimizes disruption, supports real-time data sync, and allows businesses to upgrade without having to overhaul their existing setup. Compatibility and extensibility are always prioritized to future-proof the solution.
- Do you provide support after fintech software development?
Yes. Our fintech software development company provides routine maintenance, new feature updates, and security patches. We also do performance monitoring to detect and address issues before they affect users.
